School Teacher; Usha Khandwala is a State school for teachers, with pupils of five different religions. She lives with her husband, son and family in law, as a typical Indian joint family. Their four-room apartment is decorated with flowers in honour of Krishna, a reincarnation of Vishnu, one of the 3 great Hindu Gods. "My parents had an altar for family worship; here, my m onth in law believes in silent prayer"..